GA blood stock Insurance policy will indemnify the insured in respect of death or loss of high value animal(s) (particularly horses) along with other named perils as specified in the policy documentation. In addition, the policy will cover medical expenses in case of accidental injury to the animals. The need arises from a need to protect the high investments involved with high value animals; the lack of risk covers may adversely affect the sustainability of the business venture. Main Benefits 1.       The insurance indemnifies the insured in respect of death or loss to the insured animals (s) during the period of insurance at the location as specified in the schedule due to: Death – as a result of accident, injury, illness or disease Theft Humane destruction Death or humane destruction directly resulting from theft of the horse which occurs during the policy period Medical and surgery expenses incurred in accidental injury. 2.       Death from Illness 3.       Medical Expenses 4.       Emergency Lifesaving Extension 5.       Transit Extension 6.       Theft extension The policy requires a Vet certification attested by a qualified veterinary surgeon. Upon illness or death, the attending veterinary surgeon is required to assess the loss and confirm the description of the animal history of epidemic, perform a postmortem on dead animal to ascertain cause of death in a loss certificate.     Factors affecting the premiums The sum insured or limit of liability The use of the horse The location of the horse The age and health of your horse Insurance and claims history The period you require for the policy.